What is an Insurance Policy?
There are typically five parts in an auto insurance policy.
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Declarations
This section includes all of the details about you, your other
covered household members, your insured vehicles, and an overview
of your policy (including your coverage, limits and
deductibles).
Make sure everything in this section is accurate.
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Coverage/Insuring Agreement
More details about your coverage (such as liability, medical
options, collision and comprehensive terms, etc.) are included
here. Simply put, it describes our promises to you as long as
your policy is in effect.
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Exclusions
We also want to highlight some situations that are not covered
by your policy. This information helps you decide if you want to
add additional options now or sometime in the future.
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Conditions
This section describes your obligations-and ours. You'll find
your payment terms, steps to filing a claim, and information about
resolving disagreements.
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Definitions
Since insurance policies use very specific, legal language, we
have included some important definitions here.
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How do I make changes to my policy?
The best way to make changes to your policy is to call
1.800.321.0899 or visit an Agent at a location near
you.
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How can I make a payment?
You can pay
online, call us at 1.800.321.0899, or visit a location in your area.
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