Liability Auto Insurance
Regardless of the state you live in, you must have liability
auto insurance if you drive. Driving without liability insurance is
against the law. There are many other insurance options above and
beyond the basic liability policy, but if you're going to drive,
you are required to carry a minimum amount of liability protection.
Acceptance provides a wide range of liability coverage to suit
different drivers' needs, so we have a policy that will keep you
What is Liability Insurance?
All drivers are required by law to carry an auto liability
insurance policy. A liability policy is the most basic kind of auto
insurance on the market, providing a level of protection for
vehicular accidents in which the policyholder is liable for injury
or damage. If you are involved in a vehicular collision for which
you are at fault, your liability car insurance will cover any
medical bills or property damage for the other driver(s) resulting
from the accident. Keep in mind that this type of insurance will
not cover your own injuries and expenses - only those of the other
parties. Each state requires a different minimum level of liability
insurance for its drivers. Since accidents are often much more
expensive than the minimum liability coverage, Acceptance offers a
range of options for additional liability protection so you can be
sure you're covered in any unexpected situation.
What Kinds of Liability Coverage are There?
Bodily injury coverage is the most important consideration when
purchasing a liability policy. If you are responsible for an auto
accident that leads to bodily injuries for the other party, it can
become an ongoing expense that you will be responsible for. If you
cause an accident that hurts someone in another vehicle, bodily
injury coverage could help pay for related medical expenses and
legal costs. Property damage liability coverage is also very
important. Liability auto insurance should cover damage to the
other party's vehicle in an accident for which you were at fault,
plus any damage to property that was in the vehicle. Liability
coverage may also apply to nearby dwellings and other property
surrounding the scene of the collision. Contact Acceptance today to learn more
and get the liability coverage you need.